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SURVIVOR'S PENSIONS
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For Widows |
 Deceased's Final Pay x Total Membership* x 1/160
= Annual Survivor's Pension
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If an active member dies in service, their surviving widow is entitled to a Survivor's Pension.
*This is the total membership the deceased would have had if they had retired on Tier 1 ill-health grounds on the day they died.
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For Widowers |
 Deceased's Final Pay x Total Membership from 6 April 1988*
x 1/160
= Annual Survivor's Pension
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If an active member dies in service, their surviving widower is entitled to a Survivor's Pension.
*This is the total membership the deceased would have had if they had retired on Tier 1 ill-health grounds on the day they died.
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For Registered Civil Partners
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 Deceased's Final Pay x Total Membership
x 1/160
= Annual Survivor's Pension
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If an active member dies in service, their surviving registered civil partner is entitled to a Survivor's Pension.
*This is the total membership the deceased would have had if they had retired on Tier 1 ill-health grounds on the day they died.
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For Nominated Cohabiting Partners
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 Deceased's Final Pay x Total Membership from 6 April 1988*
x 1/160
= Annual Survivor's Pension
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If an active member dies in service, their surviving nominated cohabiting partner is entitled to a Survivor's Pension.
*This is the total membership the deceased would have had if they had retired on Tier 1 ill-health grounds on the day they died. However members living with a nominated cohabiting partner, can choose to pay additional contributions to make any Scheme membership they have before 6 April 1988 count. If additional payments are not made, only membership from 6 April 1988 onwards will be used in the calculation of an eligible survivor’s pension.
The deadline, should you wish to start paying these additional contributions is 31 March 2011. If you would like to know how much it could cost, please contact the Fund on 0151 242 1390. |
