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WIDOW'S BENEFITS

If your husband died as an active member of the Scheme, as a deferred member, or while in receipt of his pension, as their surviving widow you will be entitled to a survivor's pension.
 
However the amount of pension payable depends on whether your late husband died:
 
  • in service
  • as a deferred member
  • as a pensioner
 
If your husband died in service
 
If your late husband died as an active contributing member of the Scheme, you would receive:
 
 
 
Deceased's Final Pay x Total Membership* x 1/160
= Annual Survivor's Pension
 *This is the total membership the deceased would have had if they had retired on Tier 1 ill-health grounds on the day they died. 

 
 
If your husband died as a Deferred Member
 
A deferred benefit means that your husband was once a member of LGPS but no longer paid into it when he died and chose to leave his contributions in the Scheme. Provided you were married to your husband whilst he was a member of the Scheme, that is while he worked for a Scheme employer, then you are entitled to:
 
 
 
Deceased's Final Pay x Total Membership* x 1/160
= Annual Survivor's Pension
*If you married your husband after he left the Scheme, only his post 5 April 1978 contracted-out membership is used.

 
 
If your husband died as a Pensioner
 
If your late husband died in retirement, you would receive:

 
 
 
Deceased's Final Pay x Total Membership* x 1/160
= Annual Survivor's Pension
*If you married your husband after retirement, only his post 5 April 1978 contracted-out membership is used.